Everyone loves to hate banks. The kind of places that lend you an umbrella when the sun is out and then want it back when it’s raining.

But the reason they do is so they can make money for their shareholders. Loads of it. And in the case of the Royal Bank of Scotland, we’re talking oodles.

So, if you can’t beat them, join them and get in clover, or maybe heather, but you get the drift.
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