Experian is sort of a bit big brothery really. It measures and monitors your credityworthiness and so on then tells the banks who is a good bet to lend to.
If you want to ride out a storm there is one thing you need, an umbrella. L&G would seem to have deployed it's famous multi-coloured brolly to do just that.
With the British High Street struggling to come to terms with the recession there are some terrific bargains about. Once mighty shares have been brought low by the feeble economy and panic selling.