Bradford & Bingley would have been better off staying as a building society in, well, Bradford and Bingley, to be honest.

Sorry about that bald statement but there it is. And we are equally sorry about having to lay upon you a negative iBall.

We usually like a positive message, but honestly, unless B&B finds a suitor in the shiniest possible armour… the word screwed comes to mind.

Research: BB

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