Remember that fabulous advert of a black horse running wildly and freely, mane flowing in the wind? It was a bit like a banker on an expenses-fuelled lunch.
Experian is sort of a bit big brothery really. It measures and monitors your credityworthiness and so on then tells the banks who is a good bet to lend to.
You can take away our banks! But you will never take our freedom - or our fund managers. Such is the case of great Highland survivor Aberdeen Asset Management anyway.